Why you Should buy Cruise Travel Insurance

The planning of a cruise of a lifetime is nearly done and now you pray that nothing happens to get that holiday off track.

Why you Should buy Cruise Travel Insurance

Author: Alicia

The planning of a cruise of a lifetime is nearly done and now you pray that nothing happens to get that holiday off track.

You've undoubtedly invested a lot of money in not just the cruise itself but all of the activities and arrangements before, during, and after the voyage. Life is unpredictable and any number of things could go wrong. The best way to protect your investment and your property when you travel is cruise insurance.

This type of insurance can cover the cost of your trip and belongings when and if things happen like:

· A personal illness that may prevent your from going
· A travelling companion cancels
· Flights are delayed
· Your luggage is lost
· Your Caribbean cruise gets sidetracked by weather when traveling during hurricane season

If you book far in advance, the cruise line could even go out of business before you have a chance to sail. Any number of unusual and unexpected things can happen.

Insuring a cruise can help you recover from a myriad of different situations. Some of the things it covers include:

· Cancelling a trip – If something forces you to cancel a short time before your cruise, without insurance you will probably have to pay a huge penalty. The insurance ensures that you get the full value of the cruise refunded from the insurance company.

· Delays – If you miss your flight to the cruise port for any reason, cruise insurance covers delays and missed connections.

· Baggage – If your baggage is permanently lost, the insurance will cover the loss. Or if your baggage does not get to the ship before departure, certain policies make sure your baggage gets to the next port.

· Cruise interruption – If mechanical or other problems interrupt the voyage mid-cruise, insurance will cover any expenses that the cruise line does not.

· Medical expenses – If you have an accident while on a shore excursion, this type of travel insurance will quickly reimburse you for any medical bills you must pay upfront.

Cruise insurance is more comprehensive if everyone in your traveling group purchases an insurance policy. Each policy only protects the policyholder. However, children under 17 are covered with no extra charge if travelling with an adult with a policy. One of the best things about insurance for your cruise is that if you or anyone in your family gets sick making it necessary to cancel the cruise, the policy will reimburse you.

To give yourself peace of mind between the time that you book your cruise and actually set sail, cruise travel insurance is the perfect purchase. Not many people can afford to lose the kind of money that is invested in a cruise.

Article Source: http://www.articlesbase.com/cruising-articles/why-you-should-buy-cruise-travel-insurance-5197416.html

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